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Interest Payable

Savings Pocket Balance Nominal Effective
0 - 4 999 2.06% 2.08%
5 000 - 9 999 2.78% 2.82%
10 000 - 19 999 2.88% 2.92%
20 000 - 24 999 3.35% 3.40%
25 000 - 49 999 3.35% 3.40%
50 000 - 99 999 3.87% 3.94%
100 000 + 4.10% 4.18%

Free Bank Your Change®

Bank Your Change® helps you save money as you spend it. Bank Your Change® allows customers to save money any time they swipe, the amount is the rounded off to the nearest dollar and the difference between your purchase amount and that amount is transferred into your Savings Pocket. It's free to activate and it's free of fees.

You can transfer by choosing a top-up amount of N$2, N$5, N$10, N$20 or N$50. Each swipe adds that amount from your lifestyle account to the cents you've saved on your purchases, into your Savings Pocket.

Sound good to you?

To register and start saving now, call 061 299 2222 or SMS 'BYC' to 34778.
Terms, conditions and rules apply.

How does Bank Your Change® work?

How does Bank Your Change® work?

How do I access my savings?

  • Get immediate access to your savings pocket at no fee
  • Simply transfer funds to your transactional account via Cellphone Banking, Online Banking, The FNB Banking App or in-branch.

Savings Pocket

The savings product has been designed for customers who want a product that pays good credit interest and provides instant access to funds.

What's hot

Save and invest for emergencies or unforeseen expenses

Regular transfers

Set up regular transfers into your account with a Scheduled Transfer

Instant access

Get immediate access to your money

It's free

There are no monthly fees

Bank Your Change®

Helps you save money as you spend it

Read more

Features and benefits

  • Can be automatically linked to your transactional account.
  • You can transfer money to and from your Savings Pocket at any FNB ATM and on Online Banking.
  • Set up scheduled transfers from your transactional account to your Savings Pocket at any FNB ATM and Online Banking.
  • Set up Bank Your Change®. Bank Your Change® allows you to save money every time you swipe.
  • For Bank Your Change®, the amounts saved are rounded up to the nearest Namibian Dollar. You have the option of adding a top up of the following denominations N$2, N$5, N$10, N$20 and N$50.
  • Earn FNB Rewards into your Savings Pocket.
  • Balance enquires at all ATMs, at any FNB branch (OTC), FNB App, Cellphone and Online Banking.

Getting it made easy

Savings Account

Qualifying criteria

  1. Must be a Namibian resident
  2. The holder of a qualifying FNB LifeStyle Acount

How to get it

Start Application Now

Other ways to apply

Contact us (061 299 2222)