Money when you need it
FNB's Personal Loan is a quick and easy way of getting a loan up to N$250 000 depending on affordability and a clean credit record..
What this is
Fixing your time frame
Personal Loan is a Loan that can be repaid over a fixed period of time.
Loans from N$5 000 to N$250 000 or more, depending on your affordability and credit record. More that N$25 000 will be considered against security and the customer's financial profile.
Monthly repayment term will be available based on the loan amount and customer income ranging from 6 to 60 months.
Why you need this
Tailored to your needs
No loan application form needs to be completed when applying for a personal loan
Immediate notification on the outcome of the loan application
Once approved, your money will be transferred electronically into your account
Negotiable interest rates
In the event of unforeseen circumstances, you can rest assured - our affordable Credit Life insurance is available in case of disability, retrenchment or death should you not have your own mortality cover
Taking you step by step
We will advise you immediately of the outcome of your loan application by SMS
Once signed and approved, the funds will be transferred electronically into your FNB account.
Repayments of the loan will be done via debit order from your FNB Lifestyle account or direct from your payslip where your employer and the Bank entered into a scheme agreement.
Getting it made easy
To be an FNB customer
To be 21 years or older
A minimum net salary of N$3 000 per month deposited directly into your FNB account, by your employer
Monthly repayments should be affordable
A clear credit record
To be contactable by telephone
To have worked for the same employer for a reasonable period of time
Identification e.g. Namibian Passport or Namibian Identity document
Your most recent payslip
First National Bank of Namibia Limited, Reg. No. 2002/0180.