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Personal Loan

Money when you need it

FNB's Personal Loan is a quick and easy way of getting a loan up to N$250 000 depending on affordability.

What this is

Fixing your time frame

Personal Loan is a Loan that can be repaid over a fixed period of time.

Loans from N$5 000 to N$250 000 or more, depending on your affordability and credit record. More that N$15 000 will be considered against security and the customer's financial profile.

Monthly repayment term will be available based on the loan amount and customer income ranging from 12 to 60 months.


Why you need this

Tailored to your needs

  • No loan application form needs to be completed when applying for a personal loan
  • Immediate notification on the outcome of the loan application
  • Once approved, your money will be transferred electronically into your account
  • Negotiable interest rates
  • In the event of unforeseen circumstances, you can rest assured - our affordable Credit Guarantee insurance is available in case of disability or death should you not have your own mortality cover

What's next

Taking you step by step

Step 1

We will advise you immediately of the outcome of your loan application by SMS

Step 2

Once signed and approved, the funds will be transferred electronically into your FNB account.

Step 3

Repayments of the loan will be done via debit order from your FNB Lifestyle account.

Getting it made easy

Personal Loan

Qualifying criteria

  1. To be an FNB customer
  2. To be 21 years or older
  3. A minimum gross salary of N$3 000 per month
  4. A clear credit record
  5. To be contactable by telephone
  6. To have worked for the same employer for a reasonable period of time
  7. To have your Salary deposited directly into your FNB account, by your employer

How to get it

Call me back

Other ways to apply

Contact us

Find a branch

Documents needed

  • Identification e.g. Namibian Passport or Namibian Identity document
  • Your most recent pay