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Personal Loan

Money when you need it

FNB's Personal Loan is a quick and easy way of getting a loan up to N$250 000 depending on affordability and a clean credit record..

What this is

Fixing your time frame

Personal Loan is a Loan that can be repaid over a fixed period of time.

Loans from N$5 000 to N$250 000 or more, depending on your affordability and credit record. More that N$25 000 will be considered against security and the customer's financial profile.

Monthly repayment term will be available based on the loan amount and customer income ranging from 6 to 60 months.


Why you need this

Tailored to your needs

  • No loan application form needs to be completed when applying for a personal loan
  • Immediate notification on the outcome of the loan application
  • Once approved, your money will be transferred electronically into your account
  • Negotiable interest rates
  • In the event of unforeseen circumstances, you can rest assured - our affordable Credit Life insurance is available in case of disability, retrenchment or death should you not have your own mortality cover

What's next

Taking you step by step

Step 1

We will advise you immediately of the outcome of your loan application by SMS

Step 2

Once signed and approved, the funds will be transferred electronically into your FNB account.

Step 3

Repayments of the loan will be done via debit order from your FNB Lifestyle account or direct from your payslip where your employer and the Bank entered into a scheme agreement.

Getting it made easy

Personal Loan

Qualifying criteria

  1. To be an FNB customer
  2. To be 21 years or older
  3. A minimum net salary of N$3 000 per month deposited directly into your FNB account, by your employer
  4. Monthly repayments should be affordable
  5. A clear credit record
  6. To be contactable by telephone
  7. To have worked for the same employer for a reasonable period of time

How to get it

Start Application Now

Other ways to apply

Contact us

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Documents needed

  • Identification e.g. Namibian Passport or Namibian Identity document
  • Your most recent payslip