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Why choose FNB Insurance Brokers?

The unforeseen can happen to any business, irrespective of its industry or size. Without cover against potential risks, your business is left defenceless. Liability exposure over the past decade has increased substantially and the potential losses arising from this could be enormous.

That's why we offer you:

  • An experienced and well-established insurance provider - we can offer you reliable short-term insurance for your business.
  • Professional guidance from our Insurance Specialists who will investigate, advice and structure an appropriate solution for your business
  • Personalised cover based on your business' specific needs and requirements
  • Cost-effective and efficient policy structure
  • Peace of mind - we only partner with blue-chip insurers

Commercial Property Insurance

Commercial Property Insurance will protect your property from risks such as fire, lightning and other forms of risk that could damage your building.

Liability and Professional Indemnity Insurance

Liability and Professional Indemnity Insurance is an essential component of risk management.

You can have the freedom to operate confidently and securely in the knowledge that the risks facing you, and those around you, are covered.

Our products provide valuable cover for businesses and professionals across a broad range of industries.


Our guarantee specialists understand the importance for you to provide your clients with guarantees as opposed to cash.

This will not only strengthen your clients' perceptions, but will assist you in the financing of contracts and your monthly cash flow projections.

Asset Finance Insurance

Our Asset Finance products are supported by WesBank and include insurance cover for the following:

  • Fleet finance
  • Plant and equipment
  • Agri equipment
  • Commercial vehicles
  • Manufacturing equipment
  • Aviation finance

Debtor Finance Insurance

Companies often insure their physical assets and liabilities but fail to protect their Accounts Receivables. Insuring domestic or export credit can help with credit control and bad debt protection.

Aviation Insurance

Aviation Insurance provides your business with coverage for exterior losses, as well as liability for passenger injuries, environmental and third-party damage caused by aircraft accidents.

Marine Insurance

Get local and international transport insurance.

Marine and logistics risks can be complex and diverse. With our knowledge and resources, we can provide you with specialist risk advice, and incorporate your specific needs into fully tailored and competitively priced marine cargo, commercial structure and marine liability insurance solutions.

Construction & Engineering Insurance

Tailored to suit the needs of each risk while covering all aspects of engineering and construction risk, such as:

  • Erection All Risks (EAR) insurance
  • Business interruption
  • Delay in start-up
  • Advance loss of profits
  • Builders' risk/construction all risks insurance
  • Insurance for electronic equipment

Heavy Commercial & Haulage Insurance

Heavy Commercial Vehicle Insurance

Our comprehensive cover and exceptional service delivery to transport contractors includes more than the standard commercial motor cover.

We also offer:

  • Excess reducer
  • Theft/hijacking excess reducer
  • Credit shortfall
  • Extended wreckage removal
  • Extended territorial limits
  • Cross-border towing and loss of use

Heavy Haulage short-term insurance

Our Heavy Haulage short-term insurance product is designed to cover heavy commercial vehicles with a gross mass exceeding 3 500kg, as well as goods in transit. Your transport business' specific risk profile will help us to tailor the cover to protect your business against any eventuality goods in transit.

Included benefits:

  • Territorial limits: SADC countries (including Angola and the DRC)
  • Fidelity cover: total loss plus partial loss included
  • Included in sum insured: containers, tarpaulins, ropes, nets, etc
  • Settlement: invoice-value of load plus transport charges
  • Recovery and protection of loads (not limited to accidents): N$ 25 000
  • Contingency liability for sub-contractors
  • Deterioration of stock
  • Excess reducer applicable at an additional premium (flat excess)
  • Spillage cover on any premises.

Benefits included for N$15 000 per vehicle:

  • Loss of keys
  • Fire extinguishing charges
  • Emergency repairs
  • Cross-border towing
  • Towing costs following a mechanical breakdown

Optional extensions:

  • Own damage excess reducer
  • Theft and hijack excess reducer
  • Third-party excess reducer
  • Trailer combination extension
  • Loss of use cover
  • Credit shortfall
  • Additional cross-border towing
  • Agreed value settlement

Non-standard extensions:

  • A franchise excess option
  • A variable excess structure
  • Cover for non-motor sections incidental to the business
  • A deposit premium option on larger fleets
  • A premium financing option on larger fleets
  • Self-funding options on larger fleets

Branch list

Windhoek branch

Reception: tel - (061) 299 8233
Physical address: fnb @parkside, ground floor, 130 independence avenue, windhoek
Quotations: commercial / business -
Queries: commercial / business -
Claims: commercial / business -

Complaints: all -
Care namibia: all -

Walvis bay branch

Reception: tel - (064) 213 800 Quotations: commercial / business -
Queries: commercial / business -
Claims: commercial / business -

Complaints: all -
Care namibia: all -

Oshakati branch

Reception: tel - (065) 225 328
Quotations: commercial / business -
Queries: commercial / business -
Claims: commercial / business -

Complaints: all -
Care namibia: all -

Otjiwarongo branch

Reception: tel - (067) 304 434
Quotations: commercial / business -
Queries: commercial / business -
Claims: commercial / business -

Complaints: all -
Care namibia: all -

FNB Business Insurance

Protect your business with reliable insurance

With FNB Business Insurance you get access to specialised and affordable short-term insurance advice and tailor-made products for your business.
Protecting your assets and the security of your business should be an important aspect of your business' overall financial plan, and we want to help
you make the best choices.

Why you can trust us

At FNB Business, we take the time to get to know you and your business. As a result, we also understand the unique risks that are associated with your industry and how it can affect the success of your business.

FNB Business Insurance is a financial services provider specialising in commercial and industrial short-term insurance. This brokerage resides within the FNB Business division of First National Bank, which is a solely owned subsidiary of the FirstRand Group and is listed on both the Johannesburg Stock Exchange and the Namibian Stock Exchange.


Insure every aspect of your business

With FNB Business Insurance you get affordable and flexible cover for your business' insurance exposure against accidents, fire, theft and third-party claims. You can choose
between various packaged cover amounts and select the most affordable premium for your business.

Commercial Property Insurance

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Liability & Professional Indemnity Insurance

Read more


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Asset Finance Insurance

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Debtor Finance Insurance

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We have a solution suited to
your industry


Get cover for exterior losses, passenger injuries and more.

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Benefit from specialist risk advice, marine liability and more.

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Construction & engineering

We provide cover for many risks bound to this industry.

Read more


We cover Heavy Commercial Vehicle companies and Heavy Haulage transporters.

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Getting it made easy

FNB Business Insurance

How to get it

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Other ways to apply

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