Home
Property finance
Search
Home
For Me
For My Business
For Corporates
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB

Close

Find a branch

Close

Find an ATM

Close

Daily Banking

Close

Tools

Register Forgot Username or Password Verify payments

Close

Menu

Bank Services

Switch to FNB

Do it now!

Transact

Lifestyle accounts + overdraft Credit cards CardWise BankWise Regular Future Account Lifestart Account eWallet Ways to bank

Invest

Access immediately Access with notice Access after a fixed period Unit Trusts

Borrow

Home loans Personal loan Lifestart Student Loan Vehicle Finance Renewable Energy Loan

Insure

Insurance

Rewards

FNB Rewards

Switch to FNB

Do it now!

Services

inContact Prepaid products Email statements Pay2Cell Cardless Cash Withdrawals

Close

Switch to FNB

Do it now!

Transact

BusinessWise Account Business Credit Card eWallet Bulk Payments Ways to bank

Invest

48 Hour Cash Accelerator Access immediately Access with notice Access after a fixed period Unit Trusts

Borrow

Vehicle finance Property finance

Industry Expertise

Agriculture Tourism banking Small and medium sized enterprises

Insure

Business Insurance

International Banking

Imports and Exports International Travel Treasury

Corporate

RMB Namibia

Close

Calculators

Budget Calculator Credit Card Budget Calculator Forex Rates Calculator Future Value Calculator Loan Investment Calculator Endowment - Projected Value of Savings Plan

Vehicle Finance

Vehicle Repayment Vehicle Purchase Price

Close

Product Rates

Savings + investments Cheque account Credit cards Savings accounts Transmission savings

Pricing Guide

Overview

Rates

Forex rates Lending rates

Close

News + insights

News Housing index

Close

Terms + Conditions

Product Terms and Conditions Legal Matters

About Us

World of FNB

Close

Talk to us + important numbers

For Me For My Business

Fraud + Disputes

Security Centre

Locators

ATM Locator Branch Locator

Tools

Software Downloads Glossary of Terms

Close

Close

Your access details have been entered incorrectly

Please note on your third failed attempt your profile will be blocked.

Username

Password

Have you forgotten your Username or Password?


Close

Owner occupied

What does it entail?

  • A loan term from 5 to 10 years with amortising instalments
  • A variable interest rate with fixed rates available on application
  • Any loan size from N$1. 5 million

Who is it intended for?

  • Business owners who want to own commercial, industrial or retail buildings from which their business operates

What you can do with this

  • Obtain finance based on your individual deal risks
  • You get a deal structure as per your specific requirements
  • You can structure finance that is based on the cash flow of your business or other secure sources of income or a combination of both

Close

Tenanted

What does it entail?

  • A loan term from 5 to 10 years with amortising instalments
  • A variable interest rate with fixed rates available on application
  • A loan size of above N$1.5 million

Who is it aimed at?

  • Business owners who want to obtain commercial, industrial or retail buildings for investment purposes and gain rental income.

What you can do with this

  • Obtain finance based on your individual deal risks
  • You get a deal structure as per your specific requirements
  • Structure finance that is based on the lease amounts of the tenants

Note: There can be a combination of owner occupied and tenanted. Where the owner contribution is more than 60% - we follow the owner occupied term loan's requirements.

Close

Development finance

What does it entail?

  • Development finance above N$5 million
  • Finance for the following:
    • Township establishment, including land and infrastructure
    • Rezoning of land within the urban edge
    • Top structures
    • A maximum planned development period of 18 months

Who is it aimed at?

  • Property developers who make a profit from developments
  • Reputable developers with the necessary expertise and experience required by the FNB CPF mandate

What you can do with this

  • Make use of professional support and service
  • Enable a quick turnaround time
  • Structure finance based on your individual deal risks
  • Count on flawless operation of financing drawdown during development

Close

Development cost (Devco)

What does it entail?

  • Loan size of above N$ 5 million
  • The ability to only finance the purchase of land and rezoning in order to unlock the value of the land
  • Aggressive gearing risk, purchasing of land, or purchasing shares for the property earmarked for affordable housing developments

Who is it aimed at?

  • Senior developers who have extensive development experience
  • Developers with other sources of income that can repay the loan amount.

What you can do with this

  • Make use of provided financing for the rezoning of land
  • Have access to professional service
  • Be able to manage financing process through project management
  • Have the benefit of government buy in and fast tracking
  • The opportunity to go into a collaborated financing joint venture with the bank

Property finance

Property finance to suit your needs

FNB Commercial Property Finance (FNB CPF) provides commercial, industrial, retail and residential development finance to suit your needs.

Who this is for
Start Application Now

Who this is for

Commercial property finance

We believe in continuously evolving and improving our commercial property product offering to better serve you. Our national footprint ensures CPF representation in all major business centres and our property experts possess a wealth of property knowledge and experience to provide you with helpful advice.

  • Customers wanting to own their own commercial or industrial building from which their business operates (owner occupied property)
  • Customers who wish to obtain properties for investment purposes (tenanted property)
  • Developers of property (commercial, industrial, retail, residential development and affordable housing development)
 
Loan types

Loan types

Term loan - Owner occupied

Business owners who want to own commercial, industrial or retail buildings

Read more

Term loan - Tenanted

Obtain commercial, industrial or retail buildings for investment purposes

Read more

Development finance

For property developers

Read more

Development cost (Devco)

For senior developers

Read more

Getting it made easy

Getting it made easy

Property finance

How to get it

Start Application Now

Other ways to apply

Contact us

For existing clients - contact your FNB Relationship Manager

Back to top
First National Bank of Namibia Limited, Reg. No. 2002/0180.