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Do I need fire cover?


Fire cover is compulsory and underwritten by OUTsurance or FNB Insurance Brokers. You also have the option to arrange your own insurance and cede policy to the Bank. The annual fire cover premium can be debited against the EasyBond home loan account.

Do I need life insurance?


This is included in the bond for up to N$750 000. Applicants who apply for a bigger bond than N$750 000 will be required to have a medical examination done

When do I start paying?


This depends on the date of registration of transfer of the property into your name. If the bond is registered within the first 15 days of any month, the first payment will be due and payable at the end of that month. If the bond is registered after the 15th day of any month, the first payment will then be due at the end of the following month.

FNB EasyBond


Finance your first home

The EasyBond brings you closer to financing your ideal first home. If you are a first time homeowner, the EasyBond provides you with a 105% bond that includes your transfer or administration fees and free life cover.

What you get


The essence of the EasyBond

Get a 105% bond

If you wish to purchase your first property, the FNB EasyBond offers a 105% bond



No deposit required

If you are a first time homeowner, the EasyBond from FNB will provide complete finance



25 years to repay

All first time property buyers will get up to 25 years to repay their EasyBond



 

What you need to know


Start asking the important questions


Find out everything you need to know about the EasyBond's offers and requirements.


What's hot


How the EasyBond can further assist you

Bond amount possibilities

The EasyBond applies to bond amounts of up to N$1,2 million



Get life cover

This includes disability and dread disease cover, as well as funeral cover of N$20 000



Receive ownership training

All successful applicants will receive Comprehensive Home Ownership training from FNB



Variable loan rates

The flexible loan rate option adjusts as the current interest rate moves up or down



Getting it made easy


FNB EasyBond

Qualifying criteria

  1. If you earn a gross monthly income (before deductions) of N$3 500 to N$35 000 you may apply. Combined gross monthly incomes of N$35 000 can also qualify
  2. To apply for this home loan, you must be a Namibian resident
  3. This loan applies to first time homeowners only
  4. You must have a bank account that is conducted satisfactorily
  5. You must have a clean ITC record
  6. Your monthly repayments cannot be more than 35% of the gross monthly income (individual or combined)

How to get it

Start Application Now

Other ways to apply

Find a branch

Documents needed

  • Valid ID or passport
  • Marriage certificate (if applicable)
  • Divorce order (if applicable)
  • Antenuptial Contract (ANC) if you are married out of community
  • Latest payslip to serve as proof of your income (and that of your spouse if applicable)
  • 3 months' bank statements (if you do not bank with FNB)
  • Government booklet with qualifying amount
  • Property details (signed Offer to Purchase)