Home
Home Loans
Easy Bond
Search
Home
For Me
For My Business
For Corporates
Private Clients
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB

Close

Find a branch

Close

Find an ATM

Close

Daily Banking

Close

Tools

Register Forgot Username or Password Verify payments

Close

Menu

Bank Services

Switch to FNB

Do it now!

Transact

Lifestyle accounts + overdraft Credit cards Young Professionals CardWise BankWise Regular Future Account Lifestart Account eWallet Ways to bank

Invest

Access immediately Access with notice Access after a fixed period Unit Trusts Global accounts

Borrow

Home loans Personal loan Lifestart Student Loan Vehicle Finance Renewable Energy Loan

Insure

Insurance

Rewards

FNB Rewards

Switch to FNB

Do it now!

Services

inContact Prepaid products Email statements Pay2Cell Cardless Cash Withdrawals

Close

Switch to FNB

Do it now!

Transact

BusinessWise Account Business Credit Card eWallet Bulk Payments Ways to bank

Invest

48 Hour Cash Accelerator

Borrow

Vehicle finance Property finance

Industry Expertise

Agriculture Tourism banking Small and medium sized enterprises

Insure

Business Insurance

International Banking

Imports and Exports International Travel Treasury

Corporate

RMB Namibia

Close

Calculators

Budget Calculator Credit Card Budget Calculator Forex Rates Calculator Future Value Calculator Loan Investment Calculator Endowment - Projected Value of Savings Plan

Close

Product Rates

Savings + investments Cheque account Credit cards Savings accounts Transmission savings

Pricing Guide

Overview

Rates

Forex rates Lending rates

Close

News + insights

News Housing index

Close

Terms + Conditions

Product Terms and Conditions Legal Matters

About Us

World of FNB

Close

Talk to us + important numbers

For Me For My Business

Fraud + Disputes

Security Centre

Locators

ATM Locator Branch Locator

Tools

Software Downloads Glossary of Terms

Close

Close

Your access details have been entered incorrectly

Please note on your third failed attempt your profile will be blocked.

Username

Password

Have you forgotten your Username or Password?


Close

Do I need fire cover?

Fire cover is compulsory and underwritten by OUTsurance or FNB Insurance Brokers. You also have the option to arrange your own insurance and cede policy to the Bank. The annual fire cover premium can be debited against the EasyBond home loan account.

Close

Do I need life insurance?

This is included in the bond for up to N$750 000. Applicants who apply for a bigger bond than N$750 000 will be required to have a medical examination done

Close

When do I start paying?

This depends on the date of registration of transfer of the property into your name. If the bond is registered within the first 15 days of any month, the first payment will be due and payable at the end of that month. If the bond is registered after the 15th day of any month, the first payment will then be due at the end of the following month.

FNB EasyBond

Finance your first home

The EasyBond brings you closer to financing your ideal first home. If you are a first time homeowner, the EasyBond provides you with a 105% bond that includes your transfer or administration fees and free life cover.

What you get
Start Application Now

What you get

The essence of the EasyBond

Get a 105% bond

If you wish to purchase your first property, the FNB EasyBond offers a 105% bond



No deposit required

If you are a first time homeowner, the EasyBond from FNB will provide complete finance



25 years to repay

All first time property buyers will get up to 25 years to repay their EasyBond



What you need to know
 

What you need to know

Start asking the important questions

Find out everything you need to know about the EasyBond's offers and requirements.


What's hot

What's hot

How the EasyBond can further assist you

Bond amount possibilities

The EasyBond applies to bond amounts of up to N$1,2 million



Get life cover

This includes disability and dread disease cover, as well as funeral cover of N$20 000



Receive ownership training

All successful applicants will receive Comprehensive Home Ownership training from FNB



Variable loan rates

The flexible loan rate option adjusts as the current interest rate moves up or down



Getting it made easy

Getting it made easy

FNB EasyBond

Qualifying criteria

  1. If you earn a gross monthly income (before deductions) of N$3 500 to N$35 000 you may apply. Combined gross monthly incomes of N$35 000 can also qualify
  2. To apply for this home loan, you must be a Namibian resident
  3. This loan applies to first time homeowners only
  4. You must have a bank account that is conducted satisfactorily
  5. You must have a clean ITC record
  6. Your monthly repayments cannot be more than 35% of the gross monthly income (individual or combined)

How to get it

Start Application Now

Other ways to apply

Find a branch

Documents needed

  • Valid ID or passport
  • Marriage certificate (if applicable)
  • Divorce order (if applicable)
  • Antenuptial Contract (ANC) if you are married out of community
  • Latest payslip to serve as proof of your income (and that of your spouse if applicable)
  • 3 months' bank statements (if you do not bank with FNB)
  • Government booklet with qualifying amount
  • Property details (signed Offer to Purchase)
Back to top
First National Bank of Namibia Limited, Reg. No. 2002/0180.