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We show you how to manage your credit by means of your budget facility, setting up limits and more.

Managing Credit

We show you how to manage your credit by means of your budget facility, setting up limits and more.

Why FNB?

inContact

This innovative messaging system allows you to keep in touch with your account balances and transactions, helping you manage your money and prevent fraud on your account.

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Online Banking

FNB Online Banking offers you Internet-based, electronic banking that's easy to use, quick, secure and available 24/7.

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Cellphone Banking

Cellphone Banking enables you to conveniently perform a number of banking transactions via your cellphone.

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eMail Statements

Have your statements sent to you via email, saving you paperwork and contributing to a greener environment.

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More about: Managing Credit

Budget Facility

A credit card from FNB includes a Budget facility, which gives you the convenience of financing more expensive items, such as school fees and emergency expenses.

  • The Budget facility is a secondary facility on a credit card account.
  • This facility may be used for larger purchases above N$200 and is repayable over a period that suits you from 6 to 60 months.
  • The full transaction amount is debited to the budget account and the monthly instalment is debited to the Straight/Revolving facility on the statement billing date (not on the payment due date).

Credit limits and extended Budget facilities

Through your Credit Limit and extended Budget facilities, your credit card from FNB offers you credit limit reassessment.

  • Credit limits are flexible, which means you can ask for them to be changed.
  • If you are planning an overseas trip, you can arrange a temporary Credit Limit increase or ask that your Budget Limit be moved to your Straight Limit, as the Budget facility is not available internationally.
  • You may wish to limit your exposure to possible fraud by decreasing your Credit Limit and/or Budget facility at your convenience.

I want it!

Contact FNB Card Customer Enquiries on +264 61 299 2213

Contact Details

Contact FNB Card Customer Enquiries on +264 61 299 2213 to discuss your Budget facility or Credit Limit.