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Whether you are self-employed or a salaried individual (with or without a car allowance), WesBank will help you choose the perfect finance solution for your requirements.

Vehicle Finance

Whether you are self-employed or a salaried individual (with or without a car allowance), WesBank will help you choose the perfect finance solution for your requirements.

Why FNB?

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More about: Vehicle Finance

Why do I need this?

  • WesBank is the largest provider of finance for the purchase of vehicles in Namibia
  • Vehicle finance can be arranged through any FNB branch

How can this help me?

You can choose from four basic methods of vehicle finance:

  • Instalment Sale - you repay the goods over a period of time, and the seller charges you interest on the amount still to be paid
  • Suspensive Sale - similar to an instalment sale, but ownership of the goods will only pass to you once the 'suspensive condition' of full repayment has been made. A business entering into a suspensive sale agreement may claim the interest paid as a business expense
  • Lease Agreement - you pay the seller a series of rental amounts over a predetermined period, with the option to buy the vehicle at the end of the term
  • Rental Agreement - similar to a lease agreement except that you do not normally have the option to buy the vehicle at the end of the term. In addition, VAT is not added to the purchase price but is charged on each rental payment.

Are there insurance products available?

Our insurance products provide you with additional cover and peace of mind:

  • Comprehensive Motor Insurance - all finance agreements require assets to be comprehensively insured for the period of the finance, and this product protects you in the event of an accident or loss of vehicle
  • Credit Life Insurance - ensures that the full outstanding amount owed is settled in the event of death
  • CoverPlus - you are covered against any shortfall to the bank in the event of loss of vehicle
  • Motorite and Motorsure - this covers mechanical failure of the major components of the vehicle

What will it cost?

Interest rates are negotiable and can be either fixed for the full period of the agreement or variable.

See the FNB Namibia Pricing Guide for more info on fees.

I want it!

Call us on +264 61 299 2437.

Contact Details

You can contact WesBank directly at the details listed below, or alternatively see our list of WesBank Motor Dealers.

WesBank

Physical Address:

First City Centre

Ground Floor

Levinson Arcade

Windhoek

Postal Address:

P.O. Box 2941

Windhoek

Namibia

Telephone:

+264 61 299 2437

Fax:

+264 61 299 2500

Email:

wesbank@fnbnamibia.com.na